Balance adjustment

A credited or debited balance, always with a reason and always logged.

When it is legitimate

Correcting a settlement error, returning a stake from a voided order, or fixing a duplicate. Every one of those has a cause that can be described in one line.

When it is not

Paying a user to close a complaint, or adjusting a balance because a number looked off. An unexplained adjustment is indistinguishable from theft, so this screen requires the explanation first.